The CGL offers coverage in the USA, its territories and possessions, Puerto Rico, and Canada. Travel and transportation between these areas are covered, too.
Goods and services are covered if:
- the goods or services were made or sold in the covered territory, or
- problems result from an insured based in covered territory, but is elsewhere on business for a short time.
Worldwide coverage for personal and advertising injury is included automatically in CGL. Coverage for all Internet activity can also be added.
To make a CGL claim, you must bring a lawsuit in the policy territory. Or the insurance company must make a voluntary settlement. Worldwide territorial coverage may also be added to a CGL.
Note. you'll see how close the Business Auto coverage territory is to CGL. Remember, when you understand one liability policy, others will be similar.
What do the insurance terms in my policy mean?