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Insurance Resources

Ohio Insurance InformationResearch Reports

As your life changes, so should your insurance!  Most people don't want inadequate insurance coverage when they have a claim, and certainly no one wants to pay for insurance coverage they don't need.  We're always here to help and provide sound advice on your insurance needs, which is why we provide this library of free reports for you.

For additional answers to commonly asked insurance questions, visit our FAQ section below.  If you can't find the answer to your question, please complete the form to the left and we'll get an answer for you!

Questions & Answers about Ohio Insurance

Personal Insurance

Auto Insurance
    How much protection should I buy?
    6 distinct coverages in the Ohio Auto Policy
    Additional coverages available (Rental Reimbursement, Towing & Labor)
    Limits of coverage available in the Ohio Auto Policy
    Who is covered in my Ohio Auto Policy?
    Does it matter how far I drive my car?
    What if I use my car for business?
    Do I need the coverage offered by the rental car company?
Home Insurance
    How much coverage should I have on my house?
    Do I have coverage for flooding, landslides and earthquakes?
    What coverage do I have for my jewelry, art and computer equipment?
    Do I need replacement Cost or Actual Cash Value for my personal property?
    What protection do I need for my in-home business?
Umbrella Insurance
   
My liability coverage is enough to protect me, right?
    Umbrella Insurance: massive coverage for pennies a day!
    How does Umbrella Insurance work?
Boat & Watercraft Insurance
    What type of coverage do I need?
    Insurance for powerboats and sailboats
    What if I have a yacht?
Life Insurance
    What are the purposes of life insurance?
    What amout of life insurance is adequate?
    What is Term Life Insurance?
    What is Cash Value Life Insurance (Whole Life, Variable Life & Universal Life)?
Disability Insurance
    What is disability insurance?
    What about Social Security or Workers' Compensation?
    Do I need my own Personal Disability Insurance Policy?
    What qualifies as a disability?
    What if my policy defines disability as income lost?

Business Insurance

Business Income
    What does a business income loss mean to me?
    Do I need Extra Expense coverage on my Business Income Insurance?
    What if my business does not return to normal after a loss?
Commercial General Liability
    Who is an insured on my policy?
    Does my policy protect me in other states?
    What do the insurance terms in my policy mean to me?
    What type of coverage is provided in my Commercial General Liability Policy?
    Is pollution covered on my Commercial General Liability Policy?
Commercial Property
    What is NOT covered in my policy?
    What additional coverage is provided in my policy?
    What are coverage extensions?
    How will my damaged or destroyed property be valued?
    Why do deductibles exist?
    What if 2 policies cover the same property?
    What is the purpose of coinsurance in my policy?
    I need to protect the improvements I made to my leased buidling.
Crime Insurance
    What does fidelity and surety mean in crime insurance?
    What type of crime coverage is available?
    Who qualifies as an employee on a Crime Policy?