This past year, the Ohio landscape insurance requirements have changed. Liability insurance for businesses holding a pesticide license now need to include coverage of damage done to properties under the business’ care. These changes have made it so that many businesses no longer have the right kind of landscaping insurance. In fact, there are only a few insurance agencies in Ohio who offer the kind of coverage that is required.
Because of these challenges, finding the right landscaping insurance in Ohio can be difficult. Even clients who are currently with one of the insurance companies that do offer the kind of coverage they need, often still do not have the right kind of policy. As many businesses across the state figure out what to do next and how to change their coverage, we recommend that landscaping business owners seek the advice of an independent insurance agent.
Why go to an independent insurance agent for advice?
Independent insurance agents are not under pressure from their employers to sell the policies of a particular insurance company. Instead, they have the interests of their clients at heart. Navigating the insurance industry and all the ins-and-outs of various policies can be quite complex and confusing.
Having an agent on your side who is taking the time to ensure you get all your questions answered, can make all the difference. An independent insurance agent can also have a close look at your particular business and help you tailor the insurance you get to best fit your needs.
If you manage your own landscaping business and are navigating these changing seas of the insurance guidelines in Ohio, let an independent agent take some of the weight off your shoulders as they figure out for you what needs to change in your current insurance policy. They will look at your overall business insurance plan, and using a specialized and personalized approach, veteran advisors will advocate for you.
As a small business owner you have to wear many hats. Let an agent give you the information you need on the changing laws in a clear, easy-to-understand manner that will enable you to make the best decision for your company, quickly and efficiently.
If you are looking for insurance for a landscaping company, then an independent insurance agent from Hill & Hamilton can provide you with a personalized solution that fits your needs. Above all else, we are here to serve people. To us, it’s about people, not policies. This simple principle has resulted in thousands of clients throughout Ohio who have chosen H&H as their independent agent. Melissa P. of Dublin, Ohio, one of our clients for more than two decades said of us:
“(My insurance agent) Marilyn has always been available for any questions or urgent situations! When was the last time you called a business and an actual person answered the phone nowadays? H&H still understands the importance of personalized care. Thanks Marilyn and H&H for the awesome customer service!”
We want all of our clients to come away with this same enthusiasm and confidence in the personalized care and service that we have to offer. Give us a try today and let us help you tackle your landscaping insurance needs.
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